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Amberwoods @ Holland by Sim Lian Group
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Period 6 or 7 House?
AN EXAMINATION OF WHICH FLYING STAR PERIOD ONE SHOULD UTILIZE? +++ Which Flying Star Period to Use? For example, take a look at Treasure @ Tampines The transition of Feng Shui Qi is significant in the context of the Chinese New Year 2024, as it influences the energy dynamics within a space. The timing of when a unit is first occupied plays a crucial role in determining its Flying Star Feng Shui. This means that the specific day of occupancy will affect the energetic quality and overall Feng Shui of the unit, highlighting the importance of timing in Feng Shui practices. Understanding these elements can help individuals optimize their living environments in alignment with the changing energies associated with the New Year. +++ When did the first owner/resident/tenant take residence in the unit at Treasure @ Tampines? +++ EITHER Can be the owner, resident or a tenant OR Can be the owner, resident or a tenant REGARDLESS, UNITS FACING NORTH POSSESS A POSITIVE FENG SHUI OVERALL How do you Feng Shui your home? Use your front door? Who are the Conservatives & the Modernist? +++ For Parc Clematis, for example, many collected their keys in 2023. However, some may choose to move in on or after CNY 2024. +++ Cecil Lee, Geomancy.net
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House of Life/Conception
Related: Conceived Twins After Feng Shui Consultation
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Singapore Household Net Worth Rises 6.7% While Debt Growth Outpaces Assets in Q1 2026 (SingStat)
Source & Credit: THE STRAITS TIMES Monday, June 08, 2026 Singapore households’ net wealth up, but also taking on more debt by Chor Kieng Yi , Senior Business Correspondent Households here are better off than a year ago, with net worth rising 6.7 per cent, but are also taking on debt at a faster pace. Household liabilities grew by 8.2 per cent year on year in the first quarter of 2026, according to the latest household balance sheet releases by the Department of Statistics (SingStat). This marked the 10th straight quarter in which household borrowing has picked up pace. Meanwhile, the financial and residential property assets held by households increased year on year by 6.8 per cent in the first quarter of 2026, although at a slower pace than the 7.3 per cent growth in the fourth quarter of 2025. Notably, households are accumulating debt at a faster clip than they are building wealth – a shift that emerged in the fourth quarter of 2025 and continued through the past quarter. Lee Yen Nee, senior country risk analyst for the Asia-Pacific region at BMI, a unit of Fitch Solutions, told The Straits Times: While household liabilities have grown faster than assets, the sheer scale of household wealth means Singapore remains relatively low-leveraged. SingStat’s report released on May 26 also showed that household wealth as a percentage of personal disposable income held steady at 863.8 per cent in the first quarter. This means the net worth of all households – assets net of liabilities – is about 8.7 times their annual aggregate take-home pay. Excluding illiquid property assets, financial assets as a percentage of personal disposable income fell 0.5 percentage point to 557.3 per cent. Financial assets include readily available bank deposits and other less liquid assets, such as insurance and listed securities. While not completely representative, this figure gives a rough idea of a family’s financial cushion. At 5.6 times take-home pay, it means that households collectively have a reserve that can sustain them for around five to six years if they lose their jobs. MORTGAGE AND CAR LOANS The pick-up in household liabilities in the first quarter of 2026 was due to faster growth in mortgage and personal loans, noted SingStat. Mortgage loan growth rose 5.8 per cent year on year in the first quarter of 2026, following 5.4 per cent growth in the fourth quarter of 2025. (photo-side callout in the article) Total residential including outstanding loans grew for nine straight quarters to $186.6 billion. Such loans include secured car loans, and other unsecured loans like education loans, overdrafts and renovation loans. Car loans and other unsecured loans drove the increase in personal loans in the first quarter. A separate quarterly report from Credit Bureau Singapore showed that home owners in the 21 to 29 age group had the highest average real estate loan balances of $523,199 in the first quarter of 2026, but one of the lowest delinquency rates of 0.14 per cent. The report also showed that average [motor vehicle] loan balances were highest among those aged 50 to 54 (shown as $64,633 in the infographic), while those aged 21 to 29 had the highest delinquency rate (shown as 0.51 per cent) despite having the lowest average balances (shown as $46,039). UNSECURED PERSONAL LOANS AND CREDIT CARD DEBT The situation for unsecured personal loans was more of a concern, with delinquency rates above 1 per cent. Meanwhile, unpaid credit and charge card bills grew at a slower pace of 6.8 per cent in the first quarter, from 6.9 per cent growth. DEBT GROWTH CONTAINED Still, SingStat figures indicate that the debt situation remains broadly stable for now. Despite household liabilities as a percentage of personal disposable income rising 0.5 percentage point to 107.9 per cent in the first quarter of 2026, this remains below the 10-year historical average of 132 per cent. BMI’s Lee noted that despite the rise in borrowing, liabilities account for just 11 per cent of household assets in the first quarter of 2026, broadly in line with around 10 per cent throughout 2025. She added that Singapore’s reliance on macroprudential measures such as the total debt servicing ratio (TDSR) and loan-to-value (LTV) limits ensure that additional borrowing remains prudent and sustainable. TDSR caps a borrower’s total debt obligations to no more than 55 per cent of their gross monthly income, while LTV limits cap the maximum amount a borrower can take for secured loans, typically at a percentage of the asset’s value. Unsecured loans, like credit card debt and personal loans, do not use LTV because there is no underlying asset to value. Instead, MAS caps a borrower’s total unsecured credit to 12 times that individual’s monthly income. Given the safeguards in place, Lee said the recent pick-up in liabilities growth is more likely to be driven by wealthier households who have strong cash reserves. The debt build-up does not reflect a rise in financial vulnerability across the population, she added. Household borrowing picks up pace in Q1 GROWTH IN HOUSEHOLD NET WORTH, ASSETS AND LIABILITIES (% year-on-year percentage change) - Liabilities: 8.2% - Assets: 6.8% - Household net worth: 6.7% Other charts shown: - Average real estate loan balances + Delinquency rate (%) - Average motor vehicle loan balances + Delinquency rate (%) - Average unsecured personal loan balances + Delinquency rate (%) - Average unsecured credit card balances + Delinquency rate (%) Note: “Delinquency rate is the percentage of loans that are more than 30 days overdue.” Sources): Department of Statistics; Credit Bureau Singapore; Sunday Times Graphics. +++ Source & Credit:
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Another way to find out if house has good or bad feng shui
DIY House-Hunting Feng Shui Kit DIY House-Hunting Feng Shui Kit: “Should I Buy This Home?” Checklist - FAQ: Home Feng Shui / Cannot Cannot Buy / Baby Name / Auspicious Dates - FengShui.Geomancy.Net
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Altura Executive Condo at Bukit Batok West Ave 8 + Which units are lucky?
The Auspicious Date Report will flag out days that are within the lunar 7th month. 13th August to 10th September 2026. : : :
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Good morning, Master Lee, Yes I received the files. Thank you. Really a big chunk of info to digest...
Good morning, Master Lee, Yes I received the files. Thank you. Really a big chunk of info to digest and not familiar with the bazi linggo...look forward to the "class" on sat
- Yesterday
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Singapore bus stop shelter designs from the 1950s to today
The comments are subjective Source & Credit: Calling out to all designers who do public works and to the MPs who bother to check. Bus stop seats dont make so slanted. I know the purpose may be not to encourage people put things on top but people are educated lah. We just want to put our food on them to rest our hands when no one else need the seats. Who wants to put edible stuff on the floor? Your clients and MPs? Im sure they don't want too. You made the seats so slant nothing can stay there, even our butts, for long. But dont come dismantle n redo again. You had just recently done it only when the residents were asking among ourselves what was wrong with the old ones which worked perfectly fine. Bus stop outside Blk 102 Boon Keng MRT.
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Smart Pneumatic Waste Conveyance System (PWCS)
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Altura Executive Condo at Bukit Batok West Ave 8 + Which units are lucky?
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The design of seating arrangements in HDB void decks
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Altura Executive Condo at Bukit Batok West Ave 8 + Which units are lucky?
- Last week
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Red Wallet Feng Shui: Who Should Use Red According to Heaven–Earth–Human Luck and the Five Elements (Strong Earth Element)
Free Personalised Analysis Reports Personalised Reports Free Analysis Reports Find out your Life Association Sectors Find out your Gua (Kua) Number? East or West Group Person? Find out your Horoscope? Find out your Characteristics? Find out your Personal Element? How suitable is your Home? Your Favourable Sleep Position? Your Favourable Study Position? Your Favourable Work Position? Your Favourable Bedroom Location? Is your Apartment Number Auspicious? Generate Free Reports Generate 4 Good & 4 Bad Direction Report Generate Ba Zi Luck Analysis, Personal Element & Horoscope Insights- (FREEBAZI.GEOMANCY.NET) Generate 30 Days Auspicious Date for ONE or TWO Persons(DATE.GEOMANCY.NET) More FREE Reports Welcome to Personalized Analysis ReportsSince 1996, Geomancy.net has guided individuals in understanding Feng Shui and Chinese divination. With our expertise, we have assisted thousands, becoming a trusted resource for those seeking knowledge. Our personalized analysis reports empower you to tap into these ancient practices, significantly improving your quality of life. Discover the Power of Personalized Analysis ReportsAt ONLINE.GEOMANCY.NET, we provide free personalized analysis reports that empower you to understand the intricate connections between your living environment and your personal well-being. By leveraging time-honored techniques from Feng Shui and Chinese divination, our reports help you uncover valuable insights that can guide your decisions and improve your lifestyle. What We OfferOur comprehensive reports are designed to give you a holistic view of your life associations and environmental influences. Here’s what you can expect from our personalized analysis: Life Association SectorsUnderstanding your life association sectors is crucial for achieving balance and harmony. Our reports will reveal the areas of your life that are most influenced by your environment, helping you to focus your energy where it matters most. Your Gua (Kua) NumberYour Gua number is a vital aspect of Feng Shui that determines your personal energy profile. By calculating your Gua number, you can gain insights into your strengths and weaknesses, allowing you to make informed decisions that align with your true nature. East or West Group Person?Identifying whether you belong to the East or West group can significantly impact your approach to life. Our analysis will classify you accordingly, providing tailored recommendations for your personal growth and development. Horoscope InsightsAstrology plays a significant role in understanding your personality traits and life path. Our reports will include your horoscope, offering insights into your character and potential challenges you may face. Understanding Your CharacteristicsEvery individual has unique characteristics shaped by various factors. Our personalized reports will analyze these traits, helping you to understand how they influence your interactions and relationships. Your Personal ElementIn Feng Shui, the five elements (Wood, Fire, Earth, Metal, Water) play a crucial role in shaping your life. Our analysis will determine your personal element, providing insights that can help you harmonize with your environment. Assessing Your Home's SuitabilityYour living space significantly affects your overall well-being. Our reports will evaluate how suitable your home is for you, considering factors such as layout, direction, and energy flow. This assessment can guide you in making necessary adjustments to enhance your living environment. Favorable Sleep PositionDid you know that your sleep position can impact your health? Our analysis will suggest the best sleep position for you based on your personal energy profile, helping you achieve better rest and rejuvenation. Optimal Study PositionFor students and professionals alike, the right study position can enhance focus and productivity. Our reports will provide recommendations for your ideal study position, allowing you to maximize your learning potential. Favorable Work PositionYour work environment plays a critical role in your success. We will analyze your work position to ensure it aligns with your personal energy, promoting productivity and satisfaction in your professional life. Bedroom LocationThe location of your bedroom can influence your relationships and personal energy. Our reports will offer insights into the most beneficial bedroom location for you, fostering a peaceful and harmonious space. Auspicious Apartment NumbersDid you know that the number of your apartment can carry significant meaning? Our analysis will determine whether your apartment number is auspicious, guiding you towards a more favorable living situation. Generate Your Free ReportsReady to take the next step? Generating your free personalized analysis reports is simple: Login or Sign Up: Access your account at ONLINE.GEOMANCY.NET to get started. Choose Your Reports: Select from various reports, including: 4 Good & 4 Bad Direction Report Ba Zi Luck Analysis Personal Element Insights Horoscope Insights Receive Your Analysis: Once generated, your reports will be available for you to explore.
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Myths about the Chinese 7th Lunar Month or Hungry Ghosts Month explained
Year 2026 Please note that Chinese 7th Month starts on 13th August to 10th September 2026.
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Myths about the Chinese 7th Lunar Month or Hungry Ghosts Month explained
Hi Cecil, may I ask, is it Is it okay to purchase and start renovation on 7th lunar month? From a Chinese custom, since it is not physical delivery or entry generally no issue.
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Red Wallet Feng Shui: Who Should Use Red According to Heaven–Earth–Human Luck and the Five Elements (Strong Earth Element)
Hi cecil getting a wallet can recommend a color? Thanks Since 1996, (C) Geomancy.net 1st Choice = Black= best 2nd Choice = Green 3rd Choice = Light or Earth Brown tone
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How the Ultra-Rich Buy Property in 2026: Off-Market Strategies, Privacy-First Security, and the Real Deal-Breakers (Broker Insights)
Source & Credit: How the ultra-rich buy property (The Business Times, June 05, 2026) Summary of the Article 1. It’s not an impulse purchase. Brokers describe ultra-high-net-worth (UHNW) home buying as a highly analytical, spreadsheet-driven process, not a glamorous “fall in love and buy” moment. Decisions factor in tax, legal risk, wealth transfer, and long-term preservation as much as aesthetics. 2. Discretion shapes everything. Many searches and transactions prioritise privacy—often involving off-market opportunities, referrals, buyer representatives, and controlled viewings to reduce exposure. Ownership structures can be designed for confidentiality and planning (subject to local rules). 3. What they’re really buying: privacy + security + ease. UHNW buyers commonly already own multiple homes and look for residences that function as retreats—with natural buffers (waterfronts, countryside estates, private islands) or low-density, high-security enclaves in cities. They value features like private entrances/lifts, gated access, staff quarters, and discreet services, including interest in branded/serviced luxury residences for convenience. 4. Security—without feeling like a bunker. The goal is quiet, seamless protection (layers of access control, discreet staffing, low visibility) rather than “Fort Knox” aesthetics. 5. Deal-breakers tend to be practical. Common turn-offs include noise, lack of privacy, poor build/maintenance issues, and renovation complexity. “Smart home” setups can also be a headache if they’re unreliable or hard to maintain. Many want turnkey quality and minimal operational burden, especially for second/third homes. Source & Credit:
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60-Year-Old reclusive man found dead at Blk 101 Tampines Street 11 on 3 June 2026
Source & Credit: Singapore: A 60-year-old man was found dead in his apartment at Block 101 Tampines Street 11 on Wednesday evening (June 3), after neighbours reported a persistent foul odour emanating from the unit. The deceased, described as a recluse, lived in a flat that many residents believed was completely vacant. The Singapore Police Force (SPF) confirmed they received a call assisting with a case of unnatural death at approximately 7:05 PM. Upon arrival, officers found the man motionless inside the third-floor unit. He was pronounced dead at the scene by paramedics. A Reclusive Existence. According to local reports, the flat showed no outward signs of occupancy. The windows were tightly shut, and the corridor outside remained completely bare, devoid of shoe racks or personal belongings. Neighbours expressed shock over the discovery, noting that the man was rarely seen. A 51-year-old resident, identified only as Ms. Wang, noted that she had only encountered the man twice during her two years of living in the block. “Because there were no items placed outside, I always assumed the unit was empty,” she said. Another long-time resident, 63-year-old Ms. Malavinsh, who has lived in the estate for 26 years, recalled that the deceased moved in about a decade ago. Over the span of ten years, she had only crossed paths with him three times. “I have never seen him go out to buy groceries or run errands,” she added. Hoarded Items Delayed Entry. The discovery was made after Ms. Malavinish initially mistook the foul odour for a dead rodent and contacted the town council. When the stench worsened and persisted, she alerted the police. It is understood that the deceased had accumulated a significant amount of hoarded items inside the flat. The excessive clutter reportedly created a physical barricade,
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Block 29 Bendemeer Market and Food Centre
Tanjong Pagar Market and Food Centre $6/- large - not the first time eaten this, here. Overall nice.
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SG Property Article 14: HDB Lease Decay - By 2030, close to 500,000 HDB flats will be older than 40 years
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No need. We already have the domain: geomancy.sg
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Blame this on bad Feng Shui, first. Then COVID19
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A Book of Common-Sense Feng Shui: Practical Tips That Explain 70% of Feng Shui Beyond Theory
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.....congratulate you for your Flying Star...
Flying Star Feng Shui: Why You Cannot Simply “Eat, Sleep & Repeat” About this Case Study A client asked why my top-five HDB Farrer Park Arena stack rankings did not include stacks recommended in a TikTok by another Feng Shui Master. I explained I excluded those stacks because they have major Feng Shui flaws. Although stacks like #222, #226, #234, and #240 may look attractive and have similar facings to my top picks, their kitchen layout likely forces the stove into the NW sector (“Fire at Heaven’s Gate”), which is why they should be avoided. Since 1996 Learn More:
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Flying Star Feng Shui: Why You Cannot Simply “Eat, Sleep & Repeat”
Flying Star Feng Shui: Why You Cannot Simply “Eat, Sleep & Repeat” TikToker vs My Farrer Park Arena Picks: The Hidden NW Kitchen Feng Shui Problem About this Case Study A client asked why my top-five HDB Farrer Park Arena stack rankings did not include stacks recommended in a TikTok by another Feng Shui Master. I explained I excluded those stacks because they have major Feng Shui flaws. Although stacks like #222, #226, #234, and #240 may look attractive and have similar facings to my top picks, their kitchen layout likely forces the stove into the NW sector (“Fire at Heaven’s Gate”), which is why they should be avoided. Learn More: Why Flying Star Feng Shui Isn’t an “Eat, Sleep, Repeat” Formula - Feng Shui Tips & Guidelines - FengShui.Geomancy.Net

